Friday, October 23, 2009

Disability Income - Improving Cash Flow When Life's Got You Down

Current health issues not only damage the quality of life, they can also wreak havoc on the finances. Fortunately, if your old way to earn a living has become impossible, you need not despair. You can generate positive steps to improve your cash flow:

1. Know your rights. If you suffer on-the-job injury or accident, you may qualify for workers' compensation or disability insurance. Contact the State Workman's Compensation Department, and / or ask someone contributes to yourInsurance policy. Depending on the severity and duration of symptoms, you could also apply to Supplemental Security Income (SSI) into account. These options require considerable administrative effort and follow-through, but they can sometimes keep you afloat if the income falls. (Note that SSI your ability to spend money from other sources so that a lawyer or social worker to consult before you apply for benefits. Even if you must meet the criteria that people often make toseveral complaints before they checked. If you expect to permanent disability and want to SSI, it pays to start early and remain persistent.)

2. Get the proper treatment. With a bad health prevents you from working, is always good good financially. If your symptoms Mystify your doctors, you may want the option, often incorrectly diagnosed conditions such as Lyme disease, fibromyalgia, see chronic fatigue syndrome, multiple chemical sensitivity, post-traumatic visionSyndrome and traumatic brain injury (TBI). Traditional medicine marginalized neurological symptoms and chronic pain, but some experts are specialized in these conditions. Do your research. Finding the right treatment (s) that you can start on the path to physical and financial recovery.

3. Contact organizations designed to help you. For example, if you experience visual problems, call your State Society for the Blind and Visually Impaired. They can sometimessoftware or hardware offering the computer screen, zoom, create acoustic versions of the written word, provide retraining or resources for treatment options. Trauma? Ask your hospital about occupational therapy (OT) options. Studied the local, regional and national organizations that offer scholarships or grants for people with various disabilities or backgrounds.

4. Affiliate program. If you already have products or books to recommend people you know, you can create a ClickBankor Amazon affiliate. This must not posting online ads or a major sales pitch to give. It just means you can earn commissions on products you recommend already. ClickBank vendors usually offer 50% or more commission, and Amazon "associates" earn up to 10% on qualifying purchases. If you find great enthusiasm for particular products or services, whether the company will compensate you for referrals.

5. Be creative. Some of our greatest artists and writers began theirCareers in bedridden or house bound. The lawyer Henri Matisse began to paint, but during a long convalescence from appendicitis. SurvivorsArtFoundation.org "is a 501 (c) (3) non-profit organization, the strengthening of trauma survivors with effective expressive outlets via internet art gallery, outreach programs provide, national exhibitions, publications and development of employment. " They aim to "enable the survivor / artists and their works display market to give them recognition, hopeand direction through the implementation of this innovative approach to healing. "Kaleidoscope Magazine of United Disability Services publishes creative work, for or about people with disabilities, including award-winning content in some of the best writers of our time. Latent creative abilities often surface when traditional skills shaken viewing. This time the possibility of your inner artist shine on!

6. Focus on service. If you are struggling with these issues of health, the others are likelytoo. Brainstorm ideas on how to help the people in your situation. Many companies started when people simply set up what they felt would help their own recovery. If you stumbled on a "miracle cure" unusual technique or specific technology, have helped to heal, to examine, share your discoveries with others. Sensitize Write articles and / or books, you create an online recovery blog with sponsors and make a non-profit organization, to learn, practice and eventually teachAlternative healing methods. If you do not want you to work for someone else, then work from home. You can make your own hours and still make a big difference in this world. Inspiring others will complement your own recovery!

7. Find your purpose. People say that happens, "Everything for a reason" and we so want to believe it's true! When excluding the life, most of opportunities to consider carefully, skills or talents that remain. Sometimes fate comes in the form of disabilityremove all other options. Do you have an unusual or hidden gift? A sense of calling or special mission? Life has a funny way of supporting our deepest longings and most dramatic offering. And the sooner we embrace our way, the easier the road will. "Impossible" synchronicities make regular appearances. Words, food and money just to come at the right time. Even before we know what's going on, returns to the life-and with it the fullness we so crave.